Know Your Rights Bankruptcy Attorneys in Northeast Ohio

Serving Akron, Canton, Summit County, Portage and Medina, Ohio.

When financial stress builds and creditors become aggressive, it’s easy to feel like you’ve lost control. But no matter how overwhelming debt may seem, you still have legal rights. At Hoover Kacyon, LLC, our attorneys help individuals, families, and small businesses understand their rights under Ohio and federal bankruptcy law, ensuring they are treated fairly and given the protections the law provides.

We represent clients across Summit, Portage, Medina, Stark, and surrounding counties. By explaining your rights clearly and enforcing them in court when necessary, we provide the guidance and advocacy you need to move forward with confidence.

Understanding Your Legal Rights in Bankruptcy

Bankruptcy law is designed to provide a fresh start, not punishment. From the moment you file, you gain important protections that restrict what creditors can do. These rights exist to ensure fairness, dignity, and the opportunity to recover financially.

Our attorneys explain how these rights apply in your situation and step in if creditors, trustees, or even the court challenge them. Knowing your rights is the first step to protecting your future.

The Right to Relief From Creditors

Once you file for bankruptcy, the automatic stay takes effect. This powerful protection immediately stops most collection activity, including phone calls, lawsuits, garnishments, and foreclosures. Creditors who violate the stay may face penalties.

We ensure your rights under the automatic stay are enforced and hold creditors accountable if they continue to harass you.

The Right to Protect Property

Many clients fear they will lose everything in bankruptcy. The truth is, Ohio law provides exemptions that allow you to keep certain property, such as your home, vehicle, retirement accounts, and household goods.

We help you claim exemptions properly and defend your right to keep property when creditors or trustees challenge your claims. Our goal is to make sure you maintain stability while resolving debt.

The Right to Choose a Bankruptcy Chapter

Bankruptcy is not one-size-fits-all. You have the right to seek relief under the chapter that fits your needs, whether Chapter 7 for liquidation and discharge or Chapter 13 for reorganization and repayment.

We explain the differences, eligibility rules, and consequences of each option so you can make an informed choice that protects your interests.

The Right to Fair Treatment in Court

Debtors in bankruptcy have the right to fair treatment before the court and trustee. This includes the right to present information honestly, to have your case heard without bias, and to challenge creditor claims that are inaccurate or unfair.

Our attorneys represent you at every stage, ensuring your voice is heard and your rights are respected in hearings, creditor meetings, and court proceedings.

The Right to a Fresh Start

The ultimate purpose of bankruptcy is to give debtors a chance to rebuild. You have the right to discharge qualifying debts and move forward without being burdened by past mistakes or circumstances.

We help you maximize your discharge, protect your credit future, and build a path toward lasting stability.

Supporting Individuals and Families

Families often feel powerless when facing debt collection. We remind our clients that bankruptcy law was created to protect them. Whether stopping collection calls, preventing repossession, or safeguarding retirement savings, we stand with individuals and families to ensure their rights are fully recognized.

Supporting Small Businesses

Business owners also have important rights when filing for bankruptcy. These include the ability to reorganize under a repayment plan, protect certain assets, and, in some cases, wind down operations in a way that minimizes liability.

Our attorneys combine bankruptcy knowledge with business law experience, making sure business owners know their options and use their rights to make the best decision for their future.